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Your HometownBank, We know youbetter, We serve youbest. We have proudly serving Ramon and surrounding areas since 1968.
For more than 50 years, we are committed to provide products and deliver services that lead to lesser environmental impact and improve the social and economic well-being of the community.
Why partner with us?
LOWINTERESTRATE
NOHIDDENCHARGES
MAXIMUM5 YEARSTERM
EASYPAYMENTSCHEME
FASTPROCESSINGAND APPROVAL
Loan Products
Agrarian Reform LoanThis product is intended for developing, improving, and carrying out farm operations.
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Back to back LoanThis product is intended for Show-Money purposes only on a Visa application.
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Business LoanThis product is intended for raising income levels and improving the living standards of entrepreneurs.
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Development Incentive LoanThis product is intended to finance educational institutions, cooperatives...
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Farm Machinery LoanThis product is intended for carrying farm operations with ease and saving labor cost, fuel, time and energy.
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Green Financing LoanThis product is intended for Green Financing which caters to the acquisition, development...
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Housing LoanThis product is intended for facilitate the purchase of a house or to finance the construction of a house and...
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Secured Personal ConsumptionThis product is intended for personal and consumption purposes, such as...
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Unsecured Multi-Purpose LoanThis product is intended for personal and consumption purposes, such as...
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Payday LoanThis product is intended for cover immediate cash needs for personal and...
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Unsecured MSME LoanThis product is intended for additional working capital and/or...
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Easy Ride LoanThis product is intended for financing the acquisition of secondhand car and motorcycle
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Healthcare LoanThis is intended for financing medical bills, health - care related needs...
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Educational LoanThis is intended for financing for educational purposes such as tuition fees...
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Start-up LoanThis product is intended for financing new businesses and start-up capital.
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Agrarian Reform LoanThis product is intended for developing, improving, and carrying out farm operations.
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Back to back LoanThis product is intended for Show-Money purposes only on a Visa application.
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Business LoanThis product is intended for raising income levels and improving the living standards of entrepreneurs.
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Development Incentive LoanThis product is intended to finance educational institutions, cooperatives, hospitals, and other...
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Farm Machinery LoanThis product is intended for carrying farm operations with ease and saving labor cost, fuel, time and energy.
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Green Financing LoanThis product is intended for Green Financing which caters to the acquisition, development, operation, or maintenance of...
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Housing LoanThis product is intended for facilitate the purchase of a house or to finance the construction of a house and to fund home improvements/renovations.
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Secured Personal ConsumptionThis product is intended for personal and consumption purposes, such as but not limited to household needs, education, medical and...
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Unsecured Multi-Purpose LoanThis product is intended for personal and consumption purposes, such as but not limited to household needs, education, medical and...
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Payday LoanThis product is intended for cover immediate cash needs for personal and consumption purposes such as payment of bills, medical emergency and education.
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Unsecured MSME LoanThis product is intended for additional working capital and/or personal consumption of business entrepreneurs.
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Easy Ride LoanThis product is intended for financing the acquisition of secondhand car and motorcycle
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Healthcare LoanThis is intended for financing medical bills, health - care related needs...
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Educational LoanThis is intended for financing for educational purposes such as tuition fees...
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Start-up LoanThis product is intended for financing new businesses and start-up capital.
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Deposit Products
Regular Savings DepositIs an interest-bearing peso account that can be withdrawn anytime at the will of the depositor.
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Preferred Savings DepositIs a peso account wherein funds of a specific amount are given pre-determined rates for a fixed term.
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Regular Time DepositIs a peso account wherein funds of a specific amount are given pre-determined rates for a fixed term.
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Premium DepositThis is a time deposit offered to clients who have funds which may be locked-in with the bank for...
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Long Term DepositThis is a time deposit offered to clients who have funds which may be locked-in with the bank for...
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“WAIS” Saver AccountIs a type of savings account designed specifically for children aged 0-6 years old.
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In-Trust-For AccountStudent savings account designed to teach the children to save.
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Regular Savings Promo (Applicable to Branch-lite Unit Only)Regular Savings Deposit is an interest-bearing...
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Regular Savings DepositIs an interest-bearing peso account that can be withdrawn anytime at the will of the depositor.
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Preferred Savings Deposit Is a peso account wherein funds of a specific amount are given pre-determined rates for a fixed term.
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Regular Time DepositIs a peso account wherein funds of a specific amount are given pre-determined rates for a fixed term.
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Premium DepositThis is a time deposit offered to clients who have funds which may be locked-in with the bank for at least one year (360 days).
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Long Term DepositThis is a time deposit offered to clients who have funds which may be locked-in with the bank for five (5) years and one (1) day.
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“WAIS” Saver AccountThis is a student savings account designed to teach the children to save. All students ages 7 to 17 years old can open a passbook account.
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In-Trust-For AccountIs a type of savings account designed specifically for children aged 0-6 years old. Parents may open an ITF account on behalf of their child below 7 years old.
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Regular Savings Promo (Applicable to Branch-lite Unit Only)Regular Savings Deposit is an interest-bearing...
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Other Services
Point of Sale (POS)
Vision
Mission
Values
Our Mission
Our mission is to empower families, farmers, and entrepreneurs with accessible, responsible and innovative financial services—serving with integrity and compassion, powered by digital solutions, to build inclusive and resilient rural communities. Core Values
R – Resilient.We stay steady and adaptable, managing risks effectively so we can continue serving clients and protecting the Bank under any conditions.
A – Accountable.. We own our actions and decisions, follow laws and Bank policies, and handle clients’ money and data with integrity and care.
M – Meaningful.We serve with heart, focusing on products and services that genuinely help farmers, businesses, and families improve their lives.
0 – Open.We listen, communicate honestly, and welcome ideas and innovations that can improve our service and strengthen the Bank.
N – Nurturing.We help people grow by supporting staff development, guiding clients, and engaging in programs that uplift our communities.
Our Vision
To be the leading trusted hometown bank, empowering families, farmers, and entrepreneurs to thrive in an inclusive, digital, and sustainable future.
Our Values
ACCOUNTABILITY Act responsibly with integrity at all times
BALANCE Yes to work-life balance, community developent and environment
COHESIVE Working together effectively
DEDICATED Pursue results with a sense of ownership
EXCELLENCE Acts professionally and with quality
FAMILY Value friendship, loyalty and respect
Our Vision
To be the leading trusted hometown bank, empowering families, farmers, and entrepreneurs to thrive in an inclusive, digital, and sustainable future.
Our Mission
Our mission is to empower families, farmers, and entrepreneurs with accessible, responsible and innovative financial services—serving with integrity and compassion, powered by digital solutions, to build inclusive and resilient rural communities. Core Values
R – Resilient.We stay steady and adaptable, managing risks effectively so we can continue serving clients and protecting the Bank under any conditions.
A – Accountable.We own our actions and decisions, follow laws and Bank policies, and handle clients’ money and data with integrity and care.
M – Meaningful.We serve with heart, focusing on products and services that genuinely help farmers, businesses, and families improve their lives.
0 – Open.We listen, communicate honestly, and welcome ideas and innovations that can improve our service and strengthen the Bank.
N – Nurturing.We help people grow by supporting staff development, guiding clients, and engaging in programs that uplift our communities
Our Values
ACCOUNTABILITY Act responsibly with integrity at all times
BALANCE Yes to work-life balance, community developent and environment
COHESIVE Working together effectively
DEDICATED Pursue results with a sense of ownership
EXCELLENCE Acts professionally and with quality
FAMILY Value friendship, loyalty and respect
Be our partner to success.